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QuickCare Senior for Dogs
Program Details
We have specifically
designed our policies to provide you and your dog the protection you both deserve.
Our QuickCare Senior
plan has been designed in consultation with veterinarians to provide coverage
for those accidents and illnesses which are most likely to afflict your dog
given his or her stage in life.
You should know ...
Your coverage begins immediately
With QuickCare Senior coverage begins at 12:01 AM the morning after your enrolment
application is approved.
Eligibility for an Immediate Discount
If you are insuring three or more pets, or if your pet is registered as a īMedical Serviceī pet, you will receive a 10% discount on each premium. If your pet is an owner trained Medical Service Pet, to receive your 10% discount, you are required to provide a letter from your doctor indicating that you are disabled and require a medical service pet. Only one discount is applicable per pet and policy.
Discount and Exclusive Coverage for 24PetWatch and Other Registered Microchipped Pets
Give your pet the added protection of registering with the 24PetWatch
Microchip Identification system. We'll then give you a 5% discount on any pet
insurance program. (Limit 1 discount per policy). You'll also qualify for optional
EmergencyCare protection designed specifically for 24PetWatch pets who become
injured or sick while lost. At just $19.95 per YEAR it is the perfect companion
policy to your pet's microchip.
Deductibles
You pay a $50 deductible, unless otherwise noted, once per accident. There is a $200 deductible for each illness under this program. This deductible does not increase with the age of your pet.
Guaranteed Acceptance.
All breeds of dogs are accepted. Once enrolled your pet is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy terms and conditions for details.
* Chinese Shar-pei and Shar-pei cross-breeds are eligible for accident coverage only.
* If Adult Onset Demodex (After Age Five) has been noted, treated or diagnosed, prior to the inception of your policy, or within the thirty day waiting period for illness coverage, no illness coverage is available under any of our programs. Accident coverage is still available.
100 % of Medical Costs Paid
This pet insurance policy pays 100% of the payable claim after the fixed deductible up to the policy limit.
Monthly Pay Plan Fee
In the event that you choose to
pay on a monthly basis a $1.50 pay plan fee will be added to your monthly
billing. This fee is waived if you pay on an annual basis.
Accident Coverage
Policies provide coverage for an unlimited number of listed accidents, each
covered to the maximum benefit as detailed on the coverage chart above. There
are no maximum annual or lifetime accident benefit restrictions.
QuickCare Senior Illness Coverage
For Stroke and/or Seizures, Heart disease and Cancer the policy holder will
be able to make claims for each of the named peril illnesses listed under each
heading. See coverage chart for listing of named peril illnesses.
There is a small "Select"
breed surcharge.
Select Breeds: American Staffordshire Terriers, Basset Hounds, Basenjis, Boxers, Bulldogs, **Bull Terriers, Dalmatians, Deerhounds, Doberman Pinschers, Dogue de Bordeaux, German Shepherds (including German Shepherds, King), All Greyhounds (including Italian Greyhounds), Great Danes, Irish Wolfhounds, Leonbergers, All Mastiff breeds, All Mountain Terriers/Dogs, Newfoundlands, Old English Sheepdogs, Peruvian Inca Orchid, Pharaoh Hounds, Pit Bull Terriers, Rottweilers, St. Bernards, Staffordshire Bull Terriers, Wheaton Terriers.
**Bull Terrier Group includes Pitbulls, American Staffordshire and Staffordshire Bull Terriers
*** Chinese Shar-pei and Shar-pei cross-breeds are eligible for accident coverage only.
Routine Care Coverage
Routine care (e.g. vaccinations and parasite prevention) is a budgetable expense
and not covered by your policy. Programs are designed to provide more comprehensive
coverage for those things pet owners cannot budget for. Our approach is to protect
you and your four-legged family member from the high costs of the unexpected
and the unforeseen. Routine care is not covered to ensure you donīt pay
your insurance company more than you would pay your veterinarian directly.
Common sense exclusions to Keep Your Premiums Affordable
We reserve the right to exclude from coverage any pre-existing accidents and/or illnesses.
To Keep Your Policy in Force, Take
Your Veterinarianīs Advice
Have your dog examined annually by your veterinarian and keep
current with the vaccinations recommended. Itīs a good way to keep
your dog healthy, and itīs also a condition of your continued pet insurance coverage.
Policy renewals
Your policy renews monthly, provided your premium payments are up to date. Your
policy can be canceled by you or by us, with proper notice as described in your
policy Terms and Conditions.
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