Program Details
We have specifically
designed our policies to provide you and your dog the protection you both deserve.
Our QuickCare
Plus program provides coverage for the most
frequent types of accidents as well as six common illness categories.
You should know ...
You can enrol your dog as early as
8 weeks of age
Accident Coverage
Immediate... Begins at 12:01 a.m. the morning after your enrollment
application is approved. (QuickCare Plus for Dogs illness coverage begins 21 days following
the effective date.)
You may be eligible for an immediate
discount
If you are insuring three or more pets, or if your pet is registered as a īMedical Serviceī pet, you will receive a 10% discount on each premium. If your pet is an owner trained Medical Service Pet, to receive your 10% discount, you are required to provide a letter from your doctor indicating that you are disabled and require a medical service pet. Only one discount is applicable per pet and policy.
Discount and Exclusive Coverage for 24PetWatch and Other Registered Microchipped Pets
Give your pet the added protection of registering with the 24PetWatch
Microchip Identification system. We'll then give you a 5%
discount on any of our pet insurance programs. (Limit 1 discount per
policy). You'll also qualify for optional EmergencyCare protection designed
specifically for 24PetWatch pets who become injured or sick while lost. At just
$19.95 per YEAR it is the perfect companion policy to your pet's microchip.
There is a small īSelectī
breed surcharge
Select Breeds: American Staffordshire Terriers, Basset Hounds, Basenjis, Boxers, Bulldogs, **Bull Terriers, Dalmatians, Deerhounds, Doberman Pinschers, Dogue de Bordeaux, German Shepherds (including German Shepherds, King), All Greyhounds (including Italian Greyhounds), Great Danes, Irish Wolfhounds, Leonbergers, All Mastiff breeds, All Mountain Terriers/Dogs, Newfoundlands, Old English Sheepdogs, Peruvian Inca Orchid, Pharaoh Hounds, Pit Bull Terriers, Rottweilers, St. Bernards, Staffordshire Bull Terriers, Wheaton Terriers.
**Bull Terrier Group includes Pitbulls, American Staffordshire and Staffordshire Bull Terriers
*** Chinese Shar-pei and Shar-pei cross-breeds are eligible for accident coverage only.
Deductibles
Payable only if an illness or accident claim
is made, once per policy term year:
-$100 for pets under 5
-$150 for pets between 5-10
-$250 for pets 10 and
up
Guaranteed Acceptance.
All breeds of dogs are accepted. Once enrolled your pet is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy terms and conditions for details.
* Chinese Shar-pei and Shar-pei cross-breeds are eligible for accident coverage only.
* If Adult Onset Demodex (After Age Five) has been noted, treated or diagnosed, prior to the inception of your policy, or within the thirty day waiting period for illness coverage, no illness coverage is available under any of our programs. Accident coverage is still available.
100 % of Medical Costs Paid
This pet insurance policy pays 100% of the payable claim after the fixed deductible up to the policy limit until your pet's 8th birthday (6th for "select" breed dogs). You are responsible for 20% of payable claims.
Monthly Pay Plan Fee
In the event that you choose to pay
on a monthly basis a $1.50 pay plan fee will be added to your monthly billing.
This fee is waived if you pay on an annual basis.
Routine Care Coverage
Routine care (e.g. vaccinations and parasite prevention) is a budgetable expense
and not covered by your policy. Programs are designed to provide more comprehensive
coverage for those things pet owners cannot budget for. Our approach is to protect
you and your four-legged family member from the high costs of the unexpected
and the unforeseen. Routine care is not covered to ensure you donīt pay
your insurance company more than you would pay your veterinarian directly.
Common sense exclusions to Keep Your Premiums Affordable
We reserve the right to exclude from coverage any pre-existing illnesses, or accidents as well as any illnesses that
occur within your policy's thirty-day waiting period for illness coverage. After we have processed your application, we will
send your Document of Insurance which will indicate any exclusions.
Fast Claims Turn-Around.
Your claim will be processed within five business days of our receiving and approving your completed claim with supporting documentation.
To Keep Your Policy in Force, Take
Your Veterinarianīs Advice
Have your dog examined annually by your veterinarian and keep current with the
vaccinations recommended. Itīs a good way to keep your dog healthy, and
itīs also a condition of your continued pet insurance coverage.
Comprehensive Coverage of Veterinary Fees
Veterinary fees covered by include but are not limited to: prescribed medication, x-rays, surgeries, hospitalization, ultra-sounds, MRI/CAT scans, homeopathic treatments including acupuncture and chiropractic, chemotherapy and referrals.
Policy renewals
Your policy renews monthly, provided your premium payments are up to date. Your
policy can be canceled by you or by us, with proper notice as described in your
policy Terms and Conditions.
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