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QuickCare Senior for Cats
Program Details
We have specifically
designed our policies to provide you and your cat the protection you both deserve.
QuickCare Senior has
been designed in consultation with veterinarians to provide coverage for those
accidents and illnesses which are most likely to afflict your cat given his
or her stage in life.
You should know ...
You can enrol your cat as early as 8 weeks of age
There are no age restrictions for QuickCare Senior.
Accident Coverage
Immediate... Begins at
12:01 a.m. the morning after your enrollment application is approved.
Unlimited... Provides
coverage for an unlimited number of listed accidents. There are no maximum annual
lifetime accident benefit restrictions.
Eligibility for an Immediate Discount
If you are insuring three or more pets, or if your pet is registered as a īMedical Serviceī pet, you will receive a 10% discount on each premium. If your pet is an owner trained Medical Service Pet, to receive your 10% discount, you are required to provide a letter from your doctor indicating that you are disabled and require a medical service pet. Only one discount is applicable per pet and policy.
Discount and Special Policy for 24PetWatch Microchipped
Pets
Give your pet the added protection of registering with
the 24PetWatch
Microchip Identification system. We'll then give you a 5% discount on any of
our pet insurance programs. (Limit 1 discount per policy). You'll also qualify
for optional EmergencyCare protection designed specifically for 24PetWatch pets
who become injured or sick while lost. At just $19.95 per YEAR it is the perfect
companion policy to your pet's microchip.
Deductibles
You pay a $50 deductible, unless otherwise noted, once per
accident. There is a $200 deductible for each illness under this program. This
deductible does not increase with the age of your pet.
100 % of Medical Costs Paid
This pet insurance policy pays 100% of the payable claim after the fixed deductible up to the policy limit.
QuickCare Senior Illness Coverage
For Stroke and/or Seizures, Heart disease and Cancer
the policy holder will be able to make claims for each of the named peril illnesses
listed under each heading. See coverage chart for listing of named peril illnesses.
Routine Care Coverage
Routine care (e.g. vaccinations and parasite prevention)
is a budgetable expense and not covered. Programs are designed to provide more
comprehensive coverage for those things pet owners cannot budget for. Our approach
is to protect you and your four-legged family member from the high costs of
the unexpected and the unforeseen. Routine care is not covered to ensure you
don't pay your insurance company more than you would pay your veterinarian directly.
Guaranteed Acceptance.
All breeds of cats are accepted. Once enrolled your pet is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy terms and conditions for details.
* If Feline Immunodeficiency Virus (FIV) and/or Feline Leukemia Virus (FELV) has been noted, treated or diagnosed, prior to the inception of your policy, or within the thirty day waiting period for illness coverage, no illness coverage is available under any of our programs. Accident coverage is still available.
A common-sense exclusion
We reserve the right to exclude from coverage any pre-existing accidents and/or illnesses.
To keep your policy in force, take your veterinarianīs
advice
Have your cat examined annually by your veterinarian
and keep current with the vaccinations recommended. Itīs a good way to
keep your cat healthy, and itīs also a condition of your continued PetCare
coverage.
Policy renewals
Your policy renews monthly, provided your premium payments
are up to date. Your policy can be canceled by you or by us, with proper notice
as described in your policy Terms and Conditions.
Monthly Pay
Plan Fee
In the event that you choose to pay on a monthly basis a $1.50 pay
plan fee will be added to your monthly billing. This fee is waived if you pay on
an annual basis.
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