Program Details
We have specifically
designed our policies to provide you and your cat the protection you both deserve.
Our QuickCare
for Indoor Cats plan has been designed in consultation
with veterinarians to provide coverage for those accidents and illnesses which
are most likely to afflict your cat given his or her primary living environment.
You should know ...
You can enrol your cat as early as
8 weeks of age
QuickCare for Indoor Cats coverage can begin as early as 8 weeks of age, and
there is no upper age limit for enrollment.
Accident Coverage
Immediate... Begins at
12:01 a.m. the morning after your enrollment application is approved.
Unlimited... Provides coverage for an unlimited
number of listed accidents. There are no maximum annual lifetime accident benefit
restrictions.
100 % of Medical Costs Paid
This pet insurance policy pays 100% of the payable claim after the fixed deductible up to the policy limit.
Eligibility for an Immediate Discount
If you are insuring three or more pets, or if your pet
is registered as a īMedical Serviceī pet, you will receive a 10%
discount on each premium. If your pet is an owner trained Medical Service Pet,
to receive your 10% discount, you are required to provide a letter from your
doctor indicating that you are disabled and require a medical service pet. Only
one discount is applicable per pet and policy.
Discount and Special Policy for 24PetWatch Microchipped
Pets
Give your pet the added protection of registering with
the 24PetWatch
Microchip Identification system. We'll then give you a 5% discount on any of
our pet insurance programs. (Limit 1 discount per policy). You'll also qualify
for optional EmergencyCare protection designed specifically for 24PetWatch pets
who become injured or sick while lost. At just $19.95 per YEAR it is the perfect
companion policy to your pet's microchip.
Deductibles
You pay a $50 deductible, unless otherwise noted, once per accident. There is a $200 deductible for each illness under this program. This deductible does not increase with the age of your pet.
Routine Care Coverage
Routine care (e.g. vaccinations and parasite prevention) is a budgetable expense
and not covered by your policy. Programs are designed to provide more comprehensive
coverage for those things pet owners cannot budget for. Our approach is to protect
you and your four-legged family member from the high costs of the unexpected
and the unforeseen. Routine care is not covered to ensure you donīt pay
your insurance company more than you would pay your veterinarian directly.
Guaranteed Acceptance.
All breeds of cats are accepted. Once enrolled your pet is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy terms and conditions for details.
* If Feline Immunodeficiency Virus (FIV) and/or Feline Leukemia Virus (FELV) has been noted, treated or diagnosed, prior to the inception of your policy, or within the thirty day waiting period for illness coverage, no illness coverage is available under any of our programs. Accident coverage is still available.
A common-sense exclusion
We reserve the right to exclude from coverage any pre-existing
medical problem.
To keep your policy in force, take
your veterinarianīs advice
Have your cat examined annually by your veterinarian
and keep current with the vaccinations recommended. Itīs a good way to
keep your cat healthy, and itīs also a condition of your continued coverage.
Policy renewals
Your policy renews monthly, provided your premium payments
are up to date. Your policy can be canceled by you or by us, with proper notice
as described in your policy Terms and Conditions.
Monthly
Pay Plan Fee
In the event that you choose to pay on a monthly basis a $1.50
pay plan fee will be added to your monthly billing. This fee is waived if you
pay on an annual basis.
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