PetCare Pet Insurance Programs offer some very special features:

No Co-Insurance
No co-insurance (the percentage of each claim you the pet owner pays) on Quickcare Intro and QuickCare for Indoor Cats. No co-insurance until age 8 on QuickCare Gold and QuickCare Plus coverage (age 6 for "Select" breed dogs).

No Time Limitations on use of Coverage
One can never predict just when or how long treatment will be required for an accident or illness. PetCare's QuickCare Plus and QuickCare Gold policyholders can spend their insurance coverage whenever their pet needs it, up to the policy limit for each accident and illness category.

Accident Coverage.
Immediate ... Begins at 12:01a.m. the morning after your enrollment has been approved. (QuickCare Plus and QuickCare Gold illness coverage begins 21 days following the effective date.)

Unlimited ... Provides coverage for an unlimited number of accidents (named perils). There are no maximum annual or lifetime benefit restrictions.

Flexible Enrollment.
Any pet after the age of 8 weeks can be enrolled under PetCare Pet Insurance Programs. We also have programs available for your senior pet.

100% of Medical Costs Paid.
PetCare Pet Insurance Program policies pay 100% of of the payable claim after the fixed deductible up to the policy limit. Note: for QuickCare Plus and QuickCare Gold policies, after your pet's 8th birthday (6 for 'select breed' dogs), you are responsible for 20% of claims made.

Common-Sense Exclusions to Keep your Premiums Affordable.
We reserve the right to exclude from coverage any pre-existing medical problem (including those that occur during the 21 day waiting period for illness coverage with QuickCare Plus and QuickCare Gold). After your QuickCare Plus or QuickCare Gold application is processed, you will be sent you Documents of Insurance, which will indicate any exclusions. Medical records are not required for Quickcare Intro and QuickCare for Indoor Cats until the time of your claim.

To Keep Your Policy in Force, Take Your Veterinarians Advice.
Have your pet examined annually by your veterinarian and keep current with the vaccinations recommended. It is a good way to keep your pet healthy and it's also a condition of your continued PetCare Pet Insurance Programs coverage.

Eligibility for an immediate discount.
If you are insuring 3 or more pets, or if your pet is registered as a 'Medical Service' pet, you will receive a 10% discount on each premium. Limit one discount per policy.

Discount and Special Policy for 24PetWatch Microchipped Pets.
Give your pet the added protection of registering with the 24PetWatch Microchip Identification system. We'll then give you a 5% discount on any PetCare insurance program. (Limit 1 discount per policy). You'll also qualify for optional EmergencyCare Protection designed specifically for 24PetWatch pets who become injured or sick while lost. At just $19.95 a YEAR it is the perfect companion policy to your pet's microchip.

Comprehensive Coverage of Veterinary Fees.
Veterinary fees covered by include but are not limited to : prescribed medication, x-rays, surgeries, hospitalization, ultra-sounds, MRI/CAT scans, homeopathic treatments including acupuncture and chiropractic, chemotherapy and referrals.

Hereditary and Chronic Defects Coverage.
QuickCare Gold policies offer coverage for chronic and hereditary defects, including hip dysplasia.